The LewKowicz Real Estate Appraisals Tampa

YOUR TRUSTED REALTORS AND REAL ESTATE APPRAISERS IN TAMPA, FL

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Expert Tampa Area Home Appraisals: The Lewkowicz Group

Unmatched Service Across North & South Tampa Neighborhoods

At The Lewkowicz Group, we offer comprehensive real estate appraisal services across Tampa, and are preferred realtors for communities like Carrollwood, Odessa, Lutz, Northdale, Lake Magdalene, South Tampa, Hyde Park and beyond. Our licensed and certified appraisers deliver detailed reports that meet the highest industry standards — perfect for: Buying or Selling a Home, Refinancing, Estate Planning, Divorce Settlements, PMI Removal, Pre-Listing Valuations and Tax Appeals

We’re committed to providing accurate, on-time appraisals to support your financial goals and legal requirements. We pride ourselves on exceptional customer service, meticulous attention to detail, and strategic market insight.

Tampa Real Estate Experts

For over four decades, our award winning team, led by Joe and Emeri Lewkowicz, has been a cornerstone of the local real estate market. Together, they have helped thousands of families find their dream homes for sale in Tampa Florida, including townhouses, villas, and gated community properties, and have assisted homeowners in selling their homes quickly at a fair market price.

Expert Tampa Home Appraisals

Ready to Discover Your Tampa Property's Value? Get a Real Estate Appraisal and find Its Market Value Today

  • Instant property valuation estimate
  • Expert advice
  • Sell for more

EXCEPTIONAL CUSTOMER SERVICE


 45+ Years of Tampa Bay Real Estate Experience

Joe has proven himself to be a prominent figure in the Tampa Bay real estate market and one of the most trusted real estate agents in the region.

904

Homes in Tampa Sold in the Last Decade

#1

Real Estate Agent By Volume in Northwest Tampa

47

Years of Real Estate Expertise in Northwest Tampa

Tampa Real Estate Appraisal FAQs

For accurate, up-to-date information on getting your home appraised in Tampa, including valuation methods, legal requirements, and market trends, you can talk to us.

 

A home appraisal provides an independent estimate of a property's market value. If you're buying or refinancing a home in Tampa, lenders typically require an appraisal to ensure the property's value supports the loan amount. This protects both the lender and the buyer from overpaying.

Licensed appraisers in Florida must meet strict certification criteria, including specialized coursework, supervised field experience, and passing state and national exams. They follow the Uniform Standards of Professional Appraisal Practice (USPAP) to deliver unbiased, credible valuations.

Appraisers consider several variables when determining a home's value, such as:

  • Recent sales of comparable homes (comps)

  • Property size, layout, and age

  • Interior and exterior condition

  • Upgrades and amenities

  • Location, neighborhood trends, and school zones

Government-backed loans like FHA or VA may also impose additional standards for safety and livability.

While an appraisal determines the home's market value, a home inspection focuses on its physical condition. An inspector looks for repair needs or safety issues, whereas an appraiser ensures the home’s value aligns with the price being financed.


Yes. A tax assessment is conducted by local government for taxation purposes and often relies on broad market data. An appraisal is more detailed and personalized, focusing on the specific characteristics and condition of the property.

Typically, the buyer pays for the appraisal, either upfront or as part of closing costs. The lender usually orders the appraisal once a purchase agreement is signed or during the refinance process. In Florida, appraisal fees generally range from $300 to $600.

In most cases, buyers do not attend the appraisal. The listing agent or seller ensures the appraiser has access to the home. If you’re refinancing, your presence may be requested to allow access and answer basic questions.

If the appraisal is below the contract price, financing could be affected. Options include renegotiating the purchase price, paying the difference in cash, or walking away—if your contract includes an appraisal contingency clause.

If the appraisal exceeds the agreed price, you gain immediate equity. This can enhance loan terms and reduce the loan-to-value ratio, benefiting your overall financial position.

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