Your 2025 Guide from Emeri & Joe Lewkowicz
“Is it a good time to buy a house in Tampa?”
We hear it every day—from first-time buyers, new Florida residents, investors, and long-time renters. And with 40+ years of real estate expertise, we can confidently say: Yes—for many people, 2025 is an excellent time to buy a home in Tampa.
Here’s why.
1. Inventory Is Improving
For the first time in years, buyers have more choices. We’re seeing:
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more resale homes
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more new construction
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more sellers willing to negotiate
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fewer bidding wars
This creates a healthier, more balanced market—especially compared to the intense competition of 2021–2022.
2. Prices Have Stabilized
While Tampa prices are not dropping dramatically, they are leveling off. This is good news because:
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buyers avoid overpaying
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sellers still maintain strong equity
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appraisals are more predictable
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the market is becoming balanced rather than overheated
A stable market is a smart market.
3. You Can Negotiate Again
Something buyers couldn’t do for nearly two years is now back:
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seller credits
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inspection repairs
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closing cost assistance
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price reductions
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builder incentives
This flexibility allows buyers to secure better terms than they’ve been able to since the pandemic.
4. Tampa’s Long-Term Growth Is Strong
Buying now allows you to lock in value before Tampa’s next growth wave. The city continues to be one of the strongest markets in Florida thanks to:
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job growth
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infrastructure improvements
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new businesses relocating here
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ongoing population growth
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expanding entertainment and lifestyle districts
These fundamentals position Tampa for long-term appreciation.
5. You Can Refinance Later
If interest rates drop, buyers can refinance—but they won’t be able to go back and lock in today’s home prices once demand surges again.
As Joe says:
“Marry the house, date the rate.”
Who Should Consider Buying Now?
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First-time homebuyers
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Investors seeking rental income
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Families needing more space
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Retirees relocating to Florida
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Remote workers moving from high-cost states
Who Might Wait?
If you’re still improving your credit, saving for down payment, or unsure about job stability, waiting could be beneficial.
Final Word from Emeri & Joe
Yes, it is a good time to buy in Tampa—but only if it aligns with your financial goals and personal timeline. That’s where we come in. We help you make a confident, informed decision.
